Regulatory & Clearing Disclosures

Compliance Notice • Multi-Jurisdictional Framework

1. Banking Services & Depository Relations

Dextest operates institutional software interfaces coordinating depository services, payment clearing, and digital custody. Commercial checking and routing features are facilitated through chartered correspondent partner banking institutions. Client funds are maintained in segregated trust accounts designed to provide fiduciary isolation.

2. Digital Custody & Cryptoasset Disclosures

Cryptocurrency assets (such as Bitcoin, Ethereum, and USDT) are held in cold-storage multi-signature custody architectures. Digital assets are not legal tender, are not guaranteed by any sovereign government, and do not carry FDIC insurance protections. The Institution enforces full 1:1 reserve backing for all custodial balances without rehypothecation.

3. Sanctions Compliance & AML Screening

All outbound and inbound transmissions are automatically subjected to real-time screening against global sanction lists, Politically Exposed Persons (PEP) registries, and FATF guidelines. The Institution reserves the right to reject, hold, or return funds associated with non-compliant counterparties.

4. Dispute Resolution & Inquiries

For inquiries regarding regulatory filings, compliance audits, or account reviews, corporate legal counsel may direct inquiries to the Institutional Compliance Directorate at compliance@dextest.io.